Financing

NEED FINANCING FOR YOUR TRAILER PURCHASE?

Here at Norco Trailers we work with many Financing companies to help you get the money you need for your Personal or Business Trailer purchase. We're happy to work with any Bank or Credit Union you currently have a working relationship with, but we've also had great experiences Financing through the Reputable companies listed below!

We recommend contacting us in order to receive an Out the Door* price worksheet for your selected trailer prior to securing financing, in order to ensure you receive the entire amount you’ll need. *Out the Door Pricing Includes: Trailer Price, Plus Sales Tax, DMV fees, CA Tire Fee, and accessories*

 

Not sure where to apply for your trailer loan? Complete the Survey below to get a recommendation then scroll down to learn more about the banks mentioned.

*All approval offers are determined on a case by case basis based on a customer's creditworthiness as determined by each bank's decision making process. An approval with any of the following bank recommendations is not guaranteed based on credit score alone but this tool can be a useful guide to determine the best bank for a customer's unique situation.

Have a question about these recommendations? Give us a call at 760-297-1174 for our Escondido store, or 951-898-0337 for our Norco store. 

 


PERSONAL  FINANCING & COMMERCIAL-BUSINESS FINANCING OPTIONS

These Great lending companies offer our Customers a range of Personal and Business Financing choices for a trailer purchase! 

Compare Sheffield Financial, Springleaf Financial Services, and One Main for Personal financing with a range of payment and interest options.  Or Compare Direct Capital's , Your Leasing Solution’s and Sheffield’s Business loan options to find the funding right for you and your business!​

Read our messages from these Reputable Companies then Click the button to Learn More or Apply today!

Sheffield Financial offers the most complete trailer financing in the trailer industry. We offer several choices of retail financing including utility trailer financing, cargo trailer financing, dump trailer financing, lowboy trailer financing, and aluminum open trailer financing. With five separate trailer financing programs to choose from, our trailer financing options are sure to work for whatever your trailer financing needs are. Whether you choose to finance your business’s trailer with a business loan or a personal loan, Sheffield has a plan to meet your cash flow need!

(685+ Credit Score needed, lower interest rate options)

Synchrony has entered the Power MotorSports and Trailer markets and offers both Personal and Business loans using Personal Credit to guarantee the loans. If you'd like to register your trailer purchase into your business's name then you'll need to visit our office to complete the application process.

If you would like to get a personal loan you can either visit either store to apply or complete an application online and bring in your approval number and 2 forms of ID to either of our store locations to complete the paperwork process and purchase your trailer.

Synchrony generally approves customers with 670+ credit scores, and has been offering 8-17% interest rates lately. Many customers need to put 10-20%, but some are offered 5% or even 0% down payment depending on creditworthiness and the trailer being purchased.

Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Our products, services, and expertise have the feel of a small community bank, but the reach of a national brand. When you’re making a purchase, you want quick answers about financing. Add to that a great rate and simple terms and you’ve got financing from United Midwest Savings Bank.

Enjoy the advantages of a fixed 9.99%-10.99% installment loan with 6-60 month terms, no hidden fees, and the power to buy big-ticket items. Quick application, approval, and contracting process to facilitate same or next day trailer purchases.

Great for applicants with 640+ credit scores who are comfortable with a 10%-15% down payment.

 

For more than 15 years, Rock Solid Funding has provided quick and reliable financing options for customers nationwide looking to finance all types of cargo trailers and utility trailers. Rates from 6.74% – 19.95% depending on credit.

Great Option for Applicants with 575+ Credit who are comfortable with a 10% down payment.

 
 

CIT is a division of First Citizens Bank, the largest family-controlled bank in the United States. The company’s commercial banking segment brings a wide array of best-in-class lending, leasing and banking services to middle-market companies and small businesses from coast to coast.

Great Option for Applicants Business Credit over 670+ who do not want to use their Personal Credit as a Guarantor on the Loan.

 

Banner Bank has competitive interest rates and up to 5 year terms for their Equipment Loans for customers wanting to secure a loan for their business's trailer purchase, Banner Bank also offers great rates on personal loans!

Follow the link below to find the Banner Bank closest to you to discuss Business Financing options.

 

OneMain Lending offers the cash you need with fixed monthly payments that you can afford and no prepayment penalties. We can help make your dreams a reality with a personal loan for most any purchase!

Minimum loan amounts are $3000. Some customers qualify for personal loans, and others qualify for secured trailer loans depending on credit worthiness.

Great Option for Applicants with Imperfect Credit.

 

When you find what you want, Lendmark Financial Services help you with the financing.

Whether you are looking to finance a new or used vehicle, or simply want to refinance an existing loan, we can help. Go shopping and find the vehicle you want — our representatives are ready when you are to assist with convenient payment amounts, terms and options; choose Lendmark Financial Services. Credit issues? No Problem!

(Great Option for Applicants with Imperfect Credit, high interest rates)